.t-tip {
    display:inline-block;
    position:relative;
}

.t-tip .bottom {
    min-width:250px; 
    top:40px;
    left:50%;
    transform:translate(-50%, 0);
    padding:10px 20px;
    color:#FFFFFF;
    background-color:#3399CC;
    font-weight:normal;
    font-size:13px;
    border-radius:8px;
    position:absolute;
    z-index:99999999;
    box-sizing:border-box;
    box-shadow:0 1px 8px rgba(0,0,0,0.5);
    visibility:hidden; opacity:0; transition:opacity 0.8s;
    margin-top: 5px;
}

.t-tip:hover .bottom,
.t-tip:focus .bottom,
.t-tip:active .bottom,
#payment-information:focus {
    visibility: visible;
    opacity: 0.9;
}

.t-tip .bottom i {
    position:absolute;
    bottom:100%;
    left:50%;
    margin-left:-12px;
    width:24px;
    height:12px;
    overflow:hidden;    
}

.t-tip .bottom i::after {
    content:'';
    position:absolute;
    width:12px;
    height:12px;
    left:50%;
    transform:translate(-50%,50%) rotate(45deg);
    background-color:#3399CC;
    box-shadow:0 1px 8px rgba(0,0,0,0.5);
}